How do I qualify a startup for SBA loans?

Must be for-profit, meet size standards, demonstrate management background, and provide equity injection (10–20%).

What use-of-proceeds are allowable?

Startup working capital, equipment purchase, real estate acquisition, leasehold improvements, and refinancing of existing business debt.

How to project early cash flow?

Build conservative revenue ramp for first 12–24 months, include personal draw needs, and maintain a 3–6 month reserve.

What SBA forms are needed?

Form 1919 (Borrower Information), Form 912 (Statement of Personal History), personal financial statement (Form 413), and schedule of collateral.

Get Your Sba Startup Business Plan Fast

Sba Startup Business Plan Template

This template helps you streamline your Sba startup launch plan for real‑world use · A lean, actionable format for year one. Includes essential legal setup pointers, alongside market sizing (TAM/SAM/SOM) numbers and year‑one budget with monthly projections. Simple to adapt — helps you act, not just plan.

50K+

users worldwide

600+

buisness plans created in 2025

$15M+

saved to small businesses

<3 minutes

time to make a buisness plan

How it works

01. Share your business idea

Briefly tell us about your business — what you’re building, your industry, and target audience.

02. AI creates your business plan

Our algorithm instantly generates a structured, tailored business plan with key insights.

03. Review your plan

Done! Download and review your plan. Make changes if needed.

Everything Your Investor-Ready
Sba Startup Business Plan Needs

Audience Segments

Aspiring Entrepreneurs, Small Business Owners Seeking Funding, Business Consultants. Solves: Access to simple, clear, and actionable business plan templates to validate ideas quickly.

Market Analysis

Total Addressable Market: $350 000; Serviceable Addressable Market: $85 000; Serviceable Obtainable Market: $13 000. Competitors: LivePlan. Price $0–$40/item

Marketing Strategy

SBA website, small business development centers, entrepreneurship forums, LinkedIn, targeted Facebook groups, and Google search., LinkedIn ads, industry webinars,

Operating Model

Client Intake & Needs Assessment, Lean Plan Development. Payroll $17 182/mo

Financial Model

Revenue: $13 560; ~175 customers; Break-even on Month 1; Marketing budget $7 000

Legal Aspects

Company incorporation; financial services licensing; get EIN, sales tax/seller’s permit; business/ liability insurance.

Launch Plan

Incorporate your consultancy, develop SBA–Lean plan templates, host rapid-plan sprints, run founder-focused ads, and onboard small businesses seeking simplified SBA loan plans.

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FAQ

Find answers to frequently asked questions about Codesi, from setup and customization to publishing and support.