What types of SBA loans to compare?

Analyze 7(a) for working capital, CDC/504 for fixed assets, microloans for startups, and Express or CAPLines for short-term needs.

How to estimate SBA fees & interest?

Include guaranty fees (1.5–3.75%), lender spread (2.25–3.75%), and SBA’s current prime + 2.75% rate.

What collateral & personal guarantee are required?

Typical collateral: business assets, real estate; personal guarantee on loans > $200 K; SBA lien position.

How to improve approval odds?

Ensure strong credit scores, robust cash-flow covers DSCR, complete SBA forms accurately, and provide compelling management resumes.

Get Your Sba Loan Business Plan Fast

Sba Loan Business Plan Template

Ground your Sba loan plan narrative visibly using this template — Includes: legal considerations for formation; month‑by‑month launch plan with expected results; marketing strategy with channels and expected CAC. Turn planning time into traction.

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users worldwide

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buisness plans created in 2025

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time to make a buisness plan

How it works

01. Share your business idea

Briefly tell us about your business — what you’re building, your industry, and target audience.

02. AI creates your business plan

Our algorithm instantly generates a structured, tailored business plan with key insights.

03. Review your plan

Done! Download and review your plan. Make changes if needed.

Everything Your Investor-Ready
Sba Loan Business Plan Needs

Audience Segments

Aspiring Entrepreneurs, Minority-Owned Business Founders, Rural Small Business Owners. Solves: Clear, step-by-step process for creating a business plan; understanding business fundamentals.

Market Analysis

Total Addressable Market: $120 000; Serviceable Addressable Market: $35 000; Serviceable Obtainable Market: $7 000. Competitors: LivePlan. Price $19–$349/item

Marketing Strategy

Search engine marketing (Google Ads), content marketing (blogs, SEO-optimized guides), business forums, referral programs, LinkedIn outbound messaging,

Operating Model

Customer Onboarding, Loan Application Processing. Payroll $27 590/mo

Financial Model

Revenue: $15 000; ~312 customers; Break-even on Month 1; Marketing budget $5 000

Legal Aspects

Legal entity setup; healthcare licenses, financial services licensing; get EIN, sales tax/seller’s permit; business/ liability insurance.

Launch Plan

File your business entity, draft SBA-compliant plan sections, host free SBA-workshop webinars, run targeted LinkedIn ads to entrepreneurs, and help clients secure SBA loan approvals.

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